Home Loan.

Applying for a home loan can be a lengthy process, wherein the bank/lender can ask you a series of questions;

• What kind of home loan do you want?

• How much you want to borrow?

• What is your financial situation?

• What period of repayment are you looking for?

Based on this, if you are an eligible candidate, the bank/lender will conduct a detailed assessment of your income, expenditure, and how it will impact your future income. Throughout this process, our home loan DSA/providers in Mumbai will offer you guidance that will make the entire procedure of taking a home loan a stress-free experience.

We Offer Home Loan For;

• Purchase of Old/New Flat or House

• Home Renovation

• Home Expansion/Extension

• Home Loan Transfer

Eligibility For Home Loan

• The applicant should be an India citizen.

• The Applicant should be residing at the current place of residence for a minimum of 3 years.

• Salaried employees should have at least 3 years of work experience with the current employer.

• They should have Form-16 issued by the current employer.

• Self-employed applicants should be in the business for at least 3 years.

Home Loan for Salaried Individuals (Documents Required)

• Proof of identity (PAN Card) of residence Applicant & Co-Applicant.

• Proof of address (Aadhaar Card or Passport) of residence Applicant & Co-Applicant.

• Latest salary slips.

• Form-16 issued by the current employer.

• Bank statements for the last six months.

• Photo of Applicant & Co-Applicant.

Home Loan for Self-employed Business (Documents Required)

• Proof of identity (PAN Card) of residence Applicant & Co-Applicant.

• Proof of address (Aadhaar Card or Passport) of residence Applicant & Co-Applicant.

• Business and Office Proof.

• Proof of the existence of business.

• Detailed business profile.

• Profit & loss sheet and balance sheets of the company for the last three years.

• Photo of Applicant & Co-Applicant.

  “GST Certificate”(for self employed) & “Bank Statement”

Home Loan for Self-employed Professionals (Documents Required)

• Proof of identity (PAN Card) of residence Applicant & Co-Applicant.

• Proof of address (Aadhaar Card or Passport) of residence Applicant & Co-Applicant.

• Business and Office Proof.

• Education Credential: degrees, diplomas, certificates, etc.

• Bank statements for last year.

• Photo of Applicant & Co-Applicant.

• lT Returns of three years preceding the one in which loan is applied for.